Assam Atal Amrit Abhiyan Health Insurance Scheme

Healthcare is a crucial area of concern for any government. Lately, the importance of healthcare has increased manifold. While countries all around the world are suffering the consequences of a pandemic, there are also several governments that are implementing sound healthcare schemes for the betterment of the people.

The Indian government has also taken initiatives towards the betterment of the people on the healthcare frontier and has therefore initiated the Assam Atal Amrit Abhiyan Health Insurance Scheme for the people of Assam.

Objective of the scheme

The main objective of the scheme is to address medical vulnerability faced by those falling under the Poverty line and who belong to low-income groups, especially in the state of Assam. To reach out and take care of the medical needs of those who are often economically marginalized, the government of Assam has launched the health insurance scheme.

This scheme would provide cashless treatment and offer a wide coverage of critical ailments to people belonging to BPL and lower-income groups. 

Salient features of the Assam Atal Amrit Abhiyan Health Insurance Scheme

  1. The scheme is implemented through the Implementation Support Agency (ISA) which goes by the name Medi Assist Insurance TPA Pvt. Ltd.
  2. The scheme will essentially be open and available for all BPL families and APL families in the state of Assam who has an annual family income of up to ₹5 lakh. Families of government employees will not be considered eligible for this scheme
  3. Each individual adult member of the family will be enrolled through the ISA and will then be issued the laminated ID card having the Unique Identification number. This would be done to facilitate a cashless treatment facility at the impaneled hospitals in Assam.
  4. Children below the age of 18 will be enrolled along with the head of the family.
  5. The enrolment for the scheme would be absolutely free for BPL families and a nominal amount of ₹100/- will be collected from each member of the APL families as an annual enrolment fee.
  6. The scheme would provide a treatment facility at impaneled hospitals – which include both private and public. There would be an upper limit of ₹2 lakh per individual member per annum within and outside of the State of Assam.

Diseases covered under the Assam Atal Amrit Abhiyan Health Insurance Scheme

  1. Cardiovascular diseases
  2. Cancer
  3. Renal diseases
  4. Neonatal diseases
  5. Neurological conditions
  6. Burns

Way to apply for the scheme

  1. Interested applicants can visit the enrolment center
  2. A document verification process will be done
  3. The applicant would then receive the challan
  4. Fingerprints of the applicant would be acquired
  5. Finally, on successful completion of each step, the laminated ID card would be issued

Eligibility criteria

In order to benefit from the scheme, applicant must adhere to the following

  1. Must be a citizen of Assam
  2. Should possess a Ration card
  3. An individual should procure proof of being below the poverty line (annual income of less than ₹1.2 lakh) or above the poverty line (annual income between ₹1.2 lakh and ₹5 lakh).
  4. Families whose annual income is less than ₹5 lakh

Similar Yojanas

Schemes launched by the state government

The state governments of India are the next important government bodies right after the central government of the country. The state governments constitute 28 states and 8 union territories

India is a democratic and republic country wherein highest authorities and powers are proffered to the central government. For the state government, real executive powers are given to Chief Minister as he is responsible for heading the Council of Ministers. The state governments of India work toward internal security, such as police department, social welfare, public health betterment and other similar state-related issues. The state government of the country earns its employee income from sales tax services, stamp duty services, and from some parts of GST.

The state governments have launched a variety of schemes so far. Some of the examples are as follows:

In Andhra Pradesh, Chandranna Bima Yojana, National Energy Efficient Agriculture Pumps Program, and Smart Pulse Survey have been launched. In Assam, Mass Rapid Transit System has been recently launched. In Maharashtra, Police Pratisaad Ask services and various schemes for the betterment of farmers have been launched. In Karnataka, PM Santwana Harish Yojana, and Housing scheme for Transgenders have been launched. In Uttar Pradesh, Deen Dayal Upadhyay Gram Jyoti Yojana, Hausla Paushan scheme, and Swadhar Greh yojana have been launched.

The state government of India monitors both rural and urban development. However, it is not feasible for the state government to monitor all rural and urban local government bodies. Thus, based on the provided funding and coverage, rural and urban local entities create development plan whenever required. These government entities work in close association with planning commission and local or regional government sectors and authorities.

Apart from these schemes, the state government also ensures the effective implementation of centrally sponsored schemes in respective states.