Ayushman Bharat Yojana – Ayushman Bharat Scheme

Healthcare is an essential aspect of national wellbeing. For a population as big as ours, implementing sound healthcare practices with utmost accuracy often becomes a challenge. In the wake of this understanding, the government of India initiated the Ayushman Bharat Yojana or the Pradhan Mantri Jan Arogya Yojana. 

What is the Ayushman Bharat Yojana?

The Yojana essentially aims to provide quality healthcare at the most reasonable prices across the nation. It is primarily aimed at those who are economically vulnerable and are desperately in need of more refined healthcare facilities. 

The underlying idea behind the yojana also happens to make modes of payment as cashless as possible. The idea here is to make secondary and tertiary healthcare access completely cashless. How can that be achieved? The PM Jan Arogya Yojana beneficiaries would get an e-card that can be used to use services at certain select hospitals – both public and private – whichever might be in the closest proximity and convenience range of your residence. 

The Central Government has prepared a plan to benefit the 10 million BPL families of the state, which means that 500 million people related to the BPL category of society. The name of this ambitious scheme is “Ayushman Bharat Scheme”. Under this scheme, the central government will provide insurance coverage of Rs. 5 lakhs to 50 crore eligible beneficiaries.

Hon’ble Prime Minister Narendra Modi will inaugurate the Ayushman Bharat Scheme National Health Security Mission. The Central Government will soon start “Ayushman Mitra Recruitment” too. Online application forms will be invited for the recruitment of AYUSHMAN friends. This scheme has been started in 30 states and 443 districts of the state. This scheme will be started from Jharkhand.

Features and Benefits of Ayushman Bharat Scheme

  • The Central Government will provide insurance of 5 lakh rupees to all eligible beneficiaries of this scheme.
  • Facilities have also increased in hospitals under this scheme.
  • Under this scheme, the Central Government has allocated 600 crores for the needy material for TB patients.
  • Under this scheme, any government and private hospitals can take advantage of treatment in both.
  • 8735 hospitals have been added to this scheme.
  • The expenditure before the admission to the patient’s hospital and after the discharge from the hospital will also be borne by the government.

Ayushman Bharat Yojana Online Registration Website:

The Central Government has launched the Ayushman Bharat Scheme online registration website to provide various information about Ayushman Bharat Scheme. On this website, you can avail various facilities related to the scheme like Beneficiary Statement, your name, Ayushman Bharat Scheme, Beneficiary List etc. – mera.pmjay.gov.in

Ayushman Bharat Scheme Toll Free Number – 14555

Note – You do not need to fill in any application form and registration for this scheme. Those people whose names are registered in the socio-economic caste census list 2011 (SECC 2011), will be beneficiaries of this scheme and can avail the benefits of this health insurance scheme. The Government will inform all beneficiaries about this by sending an Ayushman Bharat Scheme letter.

Some of the Critical illnesses the scheme covers: 

  1. Prostate cancer
  2. Skull based surgeries
  3. Coronary artery bypass grafting
  4. Double valve replacement
  5. Anterior spine fixation
  6. Tissue expander 

Some of the illnesses the scheme does not cover:

  1. OPD
  2. Drug rehabilitation programmes
  3. Cosmetics procedures
  4. Fertility procedures
  5. Organ transplants

This would give you a fair understanding of the illnesses which would and would not be covered under the scheme so that you get to take an informed call on the same. 

Important Link: https://www.abnhpm.gov.in/

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