Bhagyalakshmi Yojana

The position of women in a regressive Indian society has faced a lot of challenges. With lack of education leading to a lack of opportunities, women end up being reliant on their parents or spouses, thereby contributing to a restrained life. Financial freedom is essential at offering women an equal position in society and this thought has led to the idea of Bhagyalakshmi Yojana.

Objective of this scheme

The primary objective of the Bhagyalakshmi scheme is to discourage female infanticide and encourage poor families to raise daughters and not be so averse to raising and educating daughters.

Features of the scheme

Due to the implementation of this scheme, the following is said to be achieved:

  1. Bhagyalakshmi yojana will reduce the sex ratio gap
  2. Bhagyalakshmi scheme will increase the standard of living of girls, leading to financial independence
  3. Families below the poverty line will get to benefit from the scheme as raising children becomes really difficult for them
  4. This scheme helps girls get the education
  5. The Uttar Pradesh government will give ₹50,000 to the girl’s mother and the government will also give ₹5,100 to the bank account of the applicant
  6. The scheme will be organized and implemented by the Women Welfare Department of the Government of Uttar Pradesh.
  7. When the girl grows to the age of 21, she will receive ₹2 lakh.


Bhagyalakshmi Yojana is a great scheme for empowering women and establishing a more gender-equal society where women and men can both flourish and prosper and achieve financial independence.

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Schemes launched by the state government

The state governments of India are the next important government bodies right after the central government of the country. The state governments constitute 28 states and 8 union territories

India is a democratic and republic country wherein highest authorities and powers are proffered to the central government. For the state government, real executive powers are given to Chief Minister as he is responsible for heading the Council of Ministers. The state governments of India work toward internal security, such as police department, social welfare, public health betterment and other similar state-related issues. The state government of the country earns its employee income from sales tax services, stamp duty services, and from some parts of GST.

The state governments have launched a variety of schemes so far. Some of the examples are as follows:

In Andhra Pradesh, Chandranna Bima Yojana, National Energy Efficient Agriculture Pumps Program, and Smart Pulse Survey have been launched. In Assam, Mass Rapid Transit System has been recently launched. In Maharashtra, Police Pratisaad Ask services and various schemes for the betterment of farmers have been launched. In Karnataka, PM Santwana Harish Yojana, and Housing scheme for Transgenders have been launched. In Uttar Pradesh, Deen Dayal Upadhyay Gram Jyoti Yojana, Hausla Paushan scheme, and Swadhar Greh yojana have been launched.

The state government of India monitors both rural and urban development. However, it is not feasible for the state government to monitor all rural and urban local government bodies. Thus, based on the provided funding and coverage, rural and urban local entities create development plan whenever required. These government entities work in close association with planning commission and local or regional government sectors and authorities.

Apart from these schemes, the state government also ensures the effective implementation of centrally sponsored schemes in respective states.