Bihar Mukhyamantri Harit Krishi Sanyantra Yojana

Farmers have always been on the spectrum of financial difficulty. For an agrarian country like ours, they deserve much more, and now, the government is trying to make matters easier for farmers. With the PM’s goal of doubling farmer income, several state governments have initiated welfare plans and schemes for farmers.

One such scheme is the Bihar Mukhyamantri Harit Krishi Sanyantra Yojana.

About the Bihar Mukhyamantri Harit Krishi Sanyantra Yojana

The Bihar government launched the Bihar Mukhyamantri Harit Krishi Sanyantra Yojana to provide agricultural machinery to farmers on a nominal rent basis. Under the implementation of the scheme, the Primary Agricultural Cooperative Credit Society (PACS) gets a 50% amount as a loan and a 50% amount as a grant under the Haarit Krishi Sanyantra Yojana. There are several farmers all over the state who do not have enough capital to purchase the latest agricultural equipment.

Quite often, farmers have to purchase equipment that is either short-lived or seldom used. But the implications of the purchase disturbs the farmer’s personal finances for a long.

To help farmers, the Bihar government has offered some machinery on a rental basis. This decision was taken by the Bihar government on the 24th of August 2018.

What are the eligibility criteria under the scheme for farmers?

To make use of the benefits under the scheme, the farmers in Bihar have to adhere to the following criteria:

  • The farmer has to be a permanent resident of Bihar.
  • The individual farmer or group of farmers cultivators who are engaged in Agriculture or likewise related activities.
  • In the case of joint farmer applicants, any one of the farmer members needs to be the Owner farmer.
  • The applicant should not be a defaulter in any bank.

What are the documents needed for Bihar Mukhyamantri Harit Krishi Sanyantra Yojana?

The list of documents that can help speed up this process is herewith:

  1. Application form
  2. Identity proof: PAN card, Aadhaar card, driving license, voter ID card
  3. Address proof: Aadhaar card, valid passport, utility bill, property tax bill, etc.
  4. Bank account details
  5. Passport size photo of the applicant
  6. Farmer ID proof
  7. Any document required by the bank.

Main features of the scheme

  • Agriculture machinery banks are being set up at the PACS level with an investment of ₹20 lakhs.
  • The state government will provide 50% of the amount as a loan to the PACS.
  • The rest of the 50% amount will be given as a grant to PACS.
  • A total fund of ₹1692.60 crores is made available by the state government to benefit farmers.
  • From these PACS banks, farmers can take agricultural machinery on rent at lesser rates and perform irrigation related activities.

Summing it up

Farmers have always worried about the expenses of agricultural equipment. Without that equipment, their yield takes a hit and plunges farmers into a cycle of debt that is too difficult to get out of. To make farmers actually gain profits from their yield, the Bihar government has come up with this innovative scheme. With this in place, farmers now get benefits of the equipment, without being under the pressure of having to own it.

Similar Yojanas

Schemes launched by the state government

The state governments of India are the next important government bodies right after the central government of the country. The state governments constitute 28 states and 8 union territories

India is a democratic and republic country wherein highest authorities and powers are proffered to the central government. For the state government, real executive powers are given to Chief Minister as he is responsible for heading the Council of Ministers. The state governments of India work toward internal security, such as police department, social welfare, public health betterment and other similar state-related issues. The state government of the country earns its employee income from sales tax services, stamp duty services, and from some parts of GST.

The state governments have launched a variety of schemes so far. Some of the examples are as follows:

In Andhra Pradesh, Chandranna Bima Yojana, National Energy Efficient Agriculture Pumps Program, and Smart Pulse Survey have been launched. In Assam, Mass Rapid Transit System has been recently launched. In Maharashtra, Police Pratisaad Ask services and various schemes for the betterment of farmers have been launched. In Karnataka, PM Santwana Harish Yojana, and Housing scheme for Transgenders have been launched. In Uttar Pradesh, Deen Dayal Upadhyay Gram Jyoti Yojana, Hausla Paushan scheme, and Swadhar Greh yojana have been launched.

The state government of India monitors both rural and urban development. However, it is not feasible for the state government to monitor all rural and urban local government bodies. Thus, based on the provided funding and coverage, rural and urban local entities create development plan whenever required. These government entities work in close association with planning commission and local or regional government sectors and authorities.

Apart from these schemes, the state government also ensures the effective implementation of centrally sponsored schemes in respective states.