Haryana Mahila Samridhi Yojana

Women are unarguably the backbone of every household. Empowering women ensures the financial prosperity and wellbeing of every house, all across the nation. Financial wellbeing can only be achieved through education because it ensures thorough informational comprehending. 

Understanding this, the Central government initiated the Haryana Mahila Samridhi Yojana. This is a scheme that helps women understand finances and figure out how they can improve their financial situation steadily. 

What is the Haryana Mahila Samridhi Yojana?

It is a basic financing scheme where the interested women have to open an account through their nearest post office. They would have to procure their residence proof for opening the said account. 

The biggest benefit that comes with the scheme is that the applicant would not need to officiate her residence proof through a government officer or the sarpanch of the village. The interested woman can procure her own proof of residence and age, empowering her and therefore enabling her to be self-reliant and having a say in the decision-making of the house. 

The scheme primarily is an interest scheme. If a woman managed to at least save ₹300 a year, an additional ₹125 would be added to her savings. The minimum amount to pay is ₹4. 

The applicant can pay just that much or even in the multiples of ₹4 like ₹8, ₹12, ₹16, so on and forth. 

In conclusion

This is a brilliant scheme for those women who find it really difficult to manage the finances in their houses. They usually find themselves helpless in the face of adversity. With this scheme, they would at least get their finances rolling out in the right direction. 

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Schemes launched by the state government

The state governments of India are the next important government bodies right after the central government of the country. The state governments constitute 28 states and 8 union territories

India is a democratic and republic country wherein highest authorities and powers are proffered to the central government. For the state government, real executive powers are given to Chief Minister as he is responsible for heading the Council of Ministers. The state governments of India work toward internal security, such as police department, social welfare, public health betterment and other similar state-related issues. The state government of the country earns its employee income from sales tax services, stamp duty services, and from some parts of GST.

The state governments have launched a variety of schemes so far. Some of the examples are as follows:

In Andhra Pradesh, Chandranna Bima Yojana, National Energy Efficient Agriculture Pumps Program, and Smart Pulse Survey have been launched. In Assam, Mass Rapid Transit System has been recently launched. In Maharashtra, Police Pratisaad Ask services and various schemes for the betterment of farmers have been launched. In Karnataka, PM Santwana Harish Yojana, and Housing scheme for Transgenders have been launched. In Uttar Pradesh, Deen Dayal Upadhyay Gram Jyoti Yojana, Hausla Paushan scheme, and Swadhar Greh yojana have been launched.

The state government of India monitors both rural and urban development. However, it is not feasible for the state government to monitor all rural and urban local government bodies. Thus, based on the provided funding and coverage, rural and urban local entities create development plan whenever required. These government entities work in close association with planning commission and local or regional government sectors and authorities.

Apart from these schemes, the state government also ensures the effective implementation of centrally sponsored schemes in respective states.