Kerala Govt. Laptop Scheme 2020

Digitisation in the times of a pandemic has proven to be a lifesaver. Industries that moved onto digitisation as a mode of executing business strategies have proliferated in times of a lockdown. The same goes with students, who have faced a seamless educational experience with the help of technology. 

Kerala Government, acknowledging the necessity of providing students with essential tools to avail education has implemented the Kerala Vidyashree Laptop scheme 2020. This is basically a scheme for students from financially weaker sections so as to bridge the digital difference in the state. 

How the scheme functions?

The KSFE (Kerala State Financial Enterprise) will start a savings scheme of ₹15,000 where the student can deposit ₹500 for 30 months. Students joining the scheme and managing to pay ₹500 for three months will be given laptops worth ₹15,000 as a loan by the KSFE. 

The KSFE will fund local bodies 75% of the expenses to set up online classes for the weaker sections provided the respective local bodies are willing to spend the remaining 25% of the expenses. 

Another initiative towards education for the students happens to be the Kerala Fibre Optic Network (K-fone) free internet scheme for the below poverty line families and it would be launched for students by December 2020. 

Ease of paying offered by KSFE

The laptops would be purchased from companies suggested by the state IT departments. Loanees should repay the amount in 30 instalments of ₹500 each. Once the applicant is three months into the scheme, the members would get ₹14,250 for the purchase of the laptop. Those applicants who repay the instalments on time, KSFE would pay their last three instalments.

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Schemes launched by the state government

The state governments of India are the next important government bodies right after the central government of the country. The state governments constitute 28 states and 8 union territories

India is a democratic and republic country wherein highest authorities and powers are proffered to the central government. For the state government, real executive powers are given to Chief Minister as he is responsible for heading the Council of Ministers. The state governments of India work toward internal security, such as police department, social welfare, public health betterment and other similar state-related issues. The state government of the country earns its employee income from sales tax services, stamp duty services, and from some parts of GST.

The state governments have launched a variety of schemes so far. Some of the examples are as follows:

In Andhra Pradesh, Chandranna Bima Yojana, National Energy Efficient Agriculture Pumps Program, and Smart Pulse Survey have been launched. In Assam, Mass Rapid Transit System has been recently launched. In Maharashtra, Police Pratisaad Ask services and various schemes for the betterment of farmers have been launched. In Karnataka, PM Santwana Harish Yojana, and Housing scheme for Transgenders have been launched. In Uttar Pradesh, Deen Dayal Upadhyay Gram Jyoti Yojana, Hausla Paushan scheme, and Swadhar Greh yojana have been launched.

The state government of India monitors both rural and urban development. However, it is not feasible for the state government to monitor all rural and urban local government bodies. Thus, based on the provided funding and coverage, rural and urban local entities create development plan whenever required. These government entities work in close association with planning commission and local or regional government sectors and authorities.

Apart from these schemes, the state government also ensures the effective implementation of centrally sponsored schemes in respective states.