PMAY Maharashtra Online Application Form 2020

Housing has always been an issue in India. With property prices soaring exponentially, year after year, people with middle-class incomes are practically horrified at just the thought of falling into the procedure of buying a house. Those who fall below the poverty line and those in the labour force don’t even dare dream of owning property or dream of days when they can call an apartment their own.

In the wake of such plight faced by the poor, the Government of India launched the Pradhan Mantri Awas Yojana, which was initiated in 2015.

Main objective of the scheme

Pradhan Mantri Awas Yojana or PMAY primarily aims to provide affordable housing for first-time homeowners. It aims to build pucca homes consisting of basic facilities like gas, electricity, and most importantly, water.

Eligibility criteria for the Pradhan Mantri Awas Yojana

The eligibility criteria are essential to know if you intend to apply for the PMAY. You are considered to be eligible for the PMAY if your annual income belongs to the following categories.

  1. Economically Weaker Section (EWS): Your family’s annual income should not be more than Rs. 3 lakh.
  2. Lower Income Group (LIG): Your family’s annual income is between Rs. 3 lakh and Rs. 6 lakh.
  3. Middle Income Group-I (MIG-I): Your household’s annual income is between Rs. 6 lakh to Rs. 12 lakh.
  4. Middle Income Group-II (MIG-II): Your family’s income is above Rs 12 lakh but below Rs 18 lakh.

How can one apply for the Pradhan Mantri Awas Yojana?

If you qualify among any of the economical categories mentioned above, you can follow the steps mentioned herewith:

  1. Identify the category under which you qualify for the PMAY
  2. Visit the website: http://pmaymis.gov.in.
  1. You can then click on the ‘Citizen Assessment’ under the main menu and select the applicant category
  1. You will be then redirected to a different page where you must enter your Aadhaar details
  2. Once you have filled all of that up, fill out the online PMAY application with your personal income, and bank account details and current residential address.
  1. Enter the captcha code that comes up, verify one last time to see of all your details are true and correct and hit ‘Submit’.

Offline Application

There are offline applications also available, in case some find it to be a more comfortable procedure. To apply offline, one can simply visit the government Common Service Centre and fill up the application form for a meagre sum of Rs 25 plus GST.

Please make a thorough note that no private centre or banks are allowed to undertake the procedure of taking in offline applications for PMAY.

In conclusion

With this scheme in place, housing gets infinitely convenient for people who find investing in a house not only a tedious but also a daunting process. In the long run, with more people managing to avail the benefits of the scheme, we will get a glimpse of a nation that is well-housed and comfortable

Similar Yojanas

Schemes launched by the state government

The state governments of India are the next important government bodies right after the central government of the country. The state governments constitute 28 states and 8 union territories

India is a democratic and republic country wherein highest authorities and powers are proffered to the central government. For the state government, real executive powers are given to Chief Minister as he is responsible for heading the Council of Ministers. The state governments of India work toward internal security, such as police department, social welfare, public health betterment and other similar state-related issues. The state government of the country earns its employee income from sales tax services, stamp duty services, and from some parts of GST.

The state governments have launched a variety of schemes so far. Some of the examples are as follows:

In Andhra Pradesh, Chandranna Bima Yojana, National Energy Efficient Agriculture Pumps Program, and Smart Pulse Survey have been launched. In Assam, Mass Rapid Transit System has been recently launched. In Maharashtra, Police Pratisaad Ask services and various schemes for the betterment of farmers have been launched. In Karnataka, PM Santwana Harish Yojana, and Housing scheme for Transgenders have been launched. In Uttar Pradesh, Deen Dayal Upadhyay Gram Jyoti Yojana, Hausla Paushan scheme, and Swadhar Greh yojana have been launched.

The state government of India monitors both rural and urban development. However, it is not feasible for the state government to monitor all rural and urban local government bodies. Thus, based on the provided funding and coverage, rural and urban local entities create development plan whenever required. These government entities work in close association with planning commission and local or regional government sectors and authorities.

Apart from these schemes, the state government also ensures the effective implementation of centrally sponsored schemes in respective states.